Credit card payments
Visa, Mastercard, Amex, Discover. Funds clear to your bank Stripe-connected account — fast and reliably.
Integration · Stripe
Get paid faster. Stop chasing checks.
Homeowners and commercial clients pay invoices online by credit card or ACH from a secure link. BuilderSwift + Stripe gives you shorter days-to-pay, automatic reconciliation, and a healthier cash flow.
Credit card & ACH
PCI-compliant by Stripe
Auto-reconciled
Why Stripe Online Payments
Cash flow is the lifeblood of a growing contractor.
Paper checks, slow bank transfers, and invoice follow-ups kill cash flow. Online payments compress the time between finishing work and getting paid — and free your team from chasing checks.
One link. Two ways to pay. Zero friction.
Each invoice email contains a secure Stripe-powered link. Clients pay by credit card or ACH from any device — no Stripe account, no BuilderSwift login, no portal to learn. Fund clears to your bank like normal.
Clean books, paid out automatically.
Each payment is reconciled to the invoice and synced to QuickBooks automatically — so the books match reality without a stack of bank statements and a credit-card terminal log.
1
Secure online payments
Stripe-hosted checkout, PCI-DSS compliant. Card data never touches BuilderSwift servers.
2
Credit card & ACH
Card payments clear in seconds; ACH settles in 1–2 business days with lower fees.
3
Automatic reminders
Polite, configurable reminders go out before and after the due date. Many invoices pay before manual follow-up.
4
QuickBooks sync
Payments land in QuickBooks as reconciled deposits — no manual matching.
What you get
Capabilities built for faster cash cycle.
ACH bank payments
Stripe-supported ACH with lower fees. Settles in 1–2 business days. Great for large contractor invoices.
Automatic reminders
Polite, configurable email reminders before and after the due date. Most invoices pay before manual follow-up.
PCI compliance
Stripe-hosted checkout keeps PCI compliance off your plate. Card data never touches BuilderSwift servers.
QuickBooks reconciliation
Each payment lands in QuickBooks as a reconciled deposit — no manual matching at month-end or tax time.
Partial payments & retainers
Deposits, progress payments, and retainers all reconcile cleanly — with a running balance on every invoice.
Outcomes
A faster cash cycle is a healthier business.
+%
Faster payments
Online payments and automatic reminders shrink days-to-pay — cash arrives while you're still on the next job.
−0%
Less collections work
Stop calling about unpaid invoices. The system does the polite work, and most invoices pay themselves.
0%
Auto-reconciled
Every payment lands in QuickBooks as a reconciled deposit — no manual matching, no bank-statement grudge work.
From the field
What contractors tell us about this feature.
“Homeowners pay online the day the invoice hits — credit card or ACH. We haven't chased a check in nine months, and that cash cycle change finally let us hire the third crew.”
Designed for
Built for businesses that want to get paid like a modern company.
Owners short on cash
If receivables are outrunning collections, online payments compress the cash cycle and put dollars back in the business.
Office managers spending afternoons on AR
Move follow-ups out of your inbox and into automatic reminders. The team focuses on new work, not past-due collections.
Clients who expect to pay online
Homeowners and commercial clients are used to paying bills online. Meet them where they are — and they pay faster.
FAQ
Stripe Online Payments questions, answered.
Do my clients need a Stripe account to pay?
No. Stripe's hosted checkout lets your clients pay by credit card or ACH from a secure
link in the invoice email — no account, no app, no friction. Funds settle into your Stripe-connected bank
account.
Are BuilderSwift payments PCI-compliant?
Yes. BuilderSwift uses Stripe's hosted payment pages, so card data never touches our
servers. PCI-DSS scope is handled by Stripe — you inherit Stripe-grade security.
How do online payments sync with QuickBooks?
Payments made through Stripe show up in QuickBooks as reconciled deposits. The right
invoice, the right customer, the right amount — without manual matching at month-end.
What about ACH and partial payments?
Stripe supports ACH payments for lower fees, and BuilderSwift tracks partial payments
cleanly — deposits, retainers, and split-billing scenarios are first-class.
How are disputes (chargebacks) handled?
Stripe handles the dispute process directly with the cardholder. You'll be notified in
BuilderSwift and in your Stripe dashboard, with the tools to respond and submit evidence. Funds may be
temporarily held during the dispute.
Get paid faster
Stop chasing checks. Start getting paid like a modern business.
Start your 4-month free launch period today — every feature included, no credit card required.
Then just $49/month · cancel anytime